Ready to bank local? The feeling is mutual.

Banking local with a mutual bank like us means every dollar you deposit has a positive impact on our community. Deposits are reinvested into our local economy as mortgage loans, business loans, charitable donations, hands-on help for local residents, and more.

Services With You in Mind

Online Account Opening

Open a personal bank account anytime, anywhere in under 10 minutes.

Open Account 

Master Your Credit

Get insights and tools to improve your credit—right from your Warsaw Federal app.

Learn More 

Tax Season is Around the Corner

Get a head start! Learn how you’ll access your tax forms online when they become available.

See How to Access 

    Earn More with Our Special CD Rates

    Take advantage of the higher-than-normal annual percentage yield.

    3.70%

    7-Month CD*

    Explore Rates 
    3.29%

    13-Month CD*

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    3.29%

    25-Month CD*

    Explore Rates 

    Get to Know the Mutual Bank Difference

    We are your bank. That means as a mutual bank, we’re owned by you, our depositors, not shareholders. That’s why building vibrant communities and helping everyone within them is our top priority.

    We are a bank with a purpose.

    As a Minority Depository Institution (MDI), we’re committed to investing in the success of the communities we serve.

    Learn About Us 

    Download Our Mobile Banking App

    Our mobile app makes banking on the go efficient and secure. Access your accounts whenever, wherever. 

    App Store Google Play