Tom McHugh

Mortgage Loan Originator
Phone: (513) 244-8529
Cell: (937) 478-9010
Fax: (513) 510-5371
NMLS: #1914876
Email: tmchugh@warsawfederal.com
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About Tom

Tom McHugh joined Warsaw Federal as a Mortgage Loan Originator in 2019. Tom prides himself on making the process easier by guiding his customers through the mortgage journey. He also works to educate borrowers and connect then with the right solution for their needs and financial goals.  Tom works with a variety of loan products, including Doctor/Resident Loans, First Time Home Buyer Programs, Construction to Perm Loans, VA, and FHA Loans.  He also helps buyers with their purchases of Investment and Vacation properties.  Tom received a Bachelor of Business Administration in finance and marketing from the University of Cincinnati.  He stays active in the community and is a lifelong Cincinnati resident.

From the Desk of Tom

Are You Ready to Buy a Home?

Ready to test your knowledge on buying a home? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After…
Learn More – Are You Ready to Buy a Home?

15-Year vs 30-Year Mortgages

What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come with their positives and negatives. So how do you determine…
Learn More – 15-Year vs 30-Year Mortgages

5 Keys to Borrowing to Build Your Dream Home

When it comes to building your home, the right financing is the real foundation that everything else will be built upon. First Federal Lakewood can help you with this all-important…
Learn More – 5 Keys to Borrowing to Build Your Dream Home

On Mutual MDIs vs. Stock MDIs

When it comes to mutual MDIs, like us, we’re in it for our community two-fold. That means we’re not only reinvesting deposit dollars into our neighborhoods, but we’re also putting the residents first by offering financial services and products that best fit their needs.

Learn More – On Mutual MDIs vs. Stock MDIs

On the Meaning of Mutuality

We all need community, whether that’s your tight knit group of neighbors or greeting familiar faces at your favorite grocery store. That’s what humanity is all about.
Learn More – On the Meaning of Mutuality
“My husband and I recently worked with Tom McHugh for our first mortgage. Tom and his team did an amazing job. We were able to close on our home within 30 days as planned in the contract despite jumping through a few hoops on our end. We had multiple quotes from different lenders, and Tom was able to provide us with a reasonable interest rate for our mortgage. He was very responsive and available whenever you need to contact him. We would highly recommend him and his team to anyone!”
H. P.
“I couldn’t have gotten my construction loan and this dream become reality without Tom. It’s rare to find someone these days who you can trust, and truly lets you know they have your best interest at heart. I will never go anywhere else. I will always be grateful to Tom and his team. They are the best in the business, hands down!”
Jennifer S.
“Tom was great from communication to making sure I got the most value for my money. Service was so good I decided not to shop the rate.”
Travis R.

Additional Resources

Types of Mortgage Loans

Explore our mortgage loan options to find the perfect fit for your home financing needs!

View Loan Types 

Ultimate Homebuying Guide

Download our step-by-step guide on the homebuying process. From making an offer to closing, this guide gives you the information you need to feel comfortable throughout the process. 

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Home Ownership Resources

Discover additional resources and guidance on home ownership.

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