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Bill Pay

The fastest, easiest way to pay all your bills. 

Why bother writing checks, mailing an envelope or filing paper statements? With Online Bill Pay, you can pay all your bills electronically, 24 hours a day.

Available with every Warsaw Federal checking account, Online Bill Pay makes it easy to set up automatic payments for recurring bills or make a single payment at any time.

You can even pay bills from your phone or tablet using our mobile app.

CardSwap Subscription Services Management

Manage payments to your favorite subscription services from your checking account. It’s magical.

Life just got a little easier. CardSwap lets you update the payment info of your favorite streaming and shopping services — in one place, at the same time. 

New card? No problem.

Want to switch payment cards? No problem.

Fifteen streaming and shopping services to update? No problem.

CardSwap lets you update all your favorite digital services, like Netflix, Amazon, iTunes, Uber, and dozens of others*—at the same time, in the same place—saving you time and hassle. This makes it easier to replace lost cards, or to open and use new accounts. Just log in, update your payment info once, provide login info for your service providers, and let CardSwap do the rest.

Log in to your online account and sign up today.

*None of the listed companies are associated with, sponsor or endorse this product.

ClickSWITCH

With automated direct deposit switching, you’ll get paid how you want, when you want, where you want.

Switching your direct deposits is easy. No more waiting on employers or paper forms because we can take care of everything.

How It Works:

  1. Access ClickSWITCH through Online Banking
  2. Search for the employer
  3. Submit the switch

It’s simple, it’s safe, and you’re done in minutes.

You’ll get a quick, digital process that ensures you get deposits where you want them.

Log into your online account and enroll today.

Credit Expert: Credit Score Monitoring

Part of your overall financial wellbeing, your credit score is now available to you at any time.

We’ve partnered with SavvyMoney™ to help you stay up to date on your credit score.

Your credit score is used to help secure loans such as a mortgage, credit cards and car loans. It’s considered a key component of your financial wellness, so knowing it is essential. And because this doesn’t count against your credit score, you can see it whenever you want, day or night.

Wherever you are on your financial wellness journey, our tools can help you get to where you want to be.

eStatements 

Goodbye, paper. Hello, secure and easy.

Sign up to begin receiving all your monthly checking, savings and mortgage statements electronically. 
eStatements are secure, easy to use, and help reduce the clutter of paper statements. ​There’s so much to like about eStatements. 

Log into your online account and enroll today.

External Transfers

Transfer funds between your Warsaw Federal accounts and your accounts at other financial institutions.

  • Securely transfer money between nearly every U.S.-based financial institution
  • Make simple one-time transfers, recurring or future-dated transfers
  • Pay a Warsaw Federal mortgage by transferring funds from an account at another institution
  • Available in Online or Mobile* Banking
  • Funds are typically available within 2-3 business days after you submit the transfer

*Message and data rates may apply. Consult your mobile carrier.

Instant Balance

Want a quick peek at your balance without logging in? You can!

Our Instant Balance feature lets you view up to five accounts right from your app’s login screen.

To enable this feature, log in and go to the menu. You’ll see Instant Balance on the bottom of the login screen. Simply slide up and view. It’s like magic.

Mobile Deposit

Depositing checks no longer requires a trip to the bank.

To deposit your check on the go, simply open the app. Enter the amount, take a picture of your check, and tap to send. Voilá! 

Mobile Text

Text us, and we’ll text you back instantly.

By sending us a text at 48179, you can have your current account balance, account history, or the location of a branch or ATM sent directly to your phone.

MyCards: Debit Card Management

Managing your debit card is as easy as logging in.

Manage your debit card quickly and easily with MyCards:

  • Turn card on and off
  • Get alerts when debit card is used
  • Add travel plans
  • Restrict where the card can be used

Log into your online account and manage your card today.

Personal Finance Manager

Manage all of your financial accounts here — all of them.

Manage all of your financial accounts — even the ones outside of Warsaw Federal — to see everything at a glance! Easily link credit cards, investments, cash accounts and bills. Set goals and track them. 

Wouldn’t it be great if you could plan your budgeting at one online location? Or find out whether your savings goals are being met? How about easily checking on your credit card activity right now?

You can! That’s what Personal Finance Manager is all about. Think of it as your personal financial dashboard. You can view all your accounts — credit and debit cards, loans, 401(k), goal-based savings and more — in one place. Easily assess and plan for your immediate or long-term needs. 

With this simple way to interact with your finances, you can create budgets, measure spending, calculate net worth, view debts and see trends. It’s secure, easy and available on your desktop or mobile phone.

Real-Time Alerts

Rest easy, knowing you’ll receive bank alerts in real time. 

Innovative technologies let us track and alert you of suspicious activity on your online, mobile and debit card banking activity in real time.

Real Time Bank Alerts let you know the moment something important happens to your account by instantly sending a message via text* or email to your app or Online Banking message center. 

Choose which Real Time Bank Alerts you want to receive, and gain the peace of mind that comes with knowing what’s happening with your money.

Choose from dozens of alerts including:

  • When a purchase is made using your debit card
  • An ATM withdrawal is made
  • A check clears that exceeds the amount you set

Log in to your online account and sign up today.

*Message and data rates may apply. Consult your mobile carrier.

Download Our Mobile Banking App

Our mobile app makes banking on the go efficient and secure. Access your accounts whenever, wherever.

We're Here Every Step of the Way

Check out our useful guides on Online and Mobile Banking.

Learn the Basics of Online and Mobile Banking

New to online banking? We’ve got you covered! Download our Online Banking guide for clear, simple instructions on using this enhanced banking feature.

Digital Services at Your Fingertips

Bank the way you want, anytime and anywhere. Download our Digital Services guide to learn more!

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