What Does It Mean To Bank Local?

We’re proud to put community at the center of everything we do. Because it’s our community, too!

Banking local with Warsaw Federal, a mutual bank, means the dollars you deposit have a direct, positive impact in your neighborhood. Deposits are reinvested into our local economy as mortgage loans, business loans, charitable donations, hands-on help for local residents, and more.

As a mutual bank, we are owned by those who deposit or borrow with us. That means whether you bank with us personally or as a business owner (or both!), we answer to YOU, not shareholders.

When you bank local, your dollars stay local. That’s what it means to be a mutual bank.

Why Banking Local Matters

Community Commitment

5% of our profit is reinvested locally.

Personalized Service

Decisions are made by people who live and work right in your neighborhoods.

Supporting Community Growth

Every account opened and every loan given has a positive impact on local businesses and families.

From partnering with local organizations to assist homebuyers with renovations to supporting residents with focused financial services and education, we are proud to be a Minority Depository Institution (MDI) that is committed to helping our communities thrive.

Ready to Bank Local with us?

The feeling is mutual.

“Tom and his team did an amazing job. We had multiple quotes from different lenders, and Tom was able to provide us with a reasonable interest rate for our mortgage. He was very responsive and available whenever you need to contact him. We would highly recommend him and his team to anyone!”

– H.P.

“Danielle and Scott were amazing to work with. They were able to answer any and all questions in a timely manner.”

– Megan H.

“You guys are top of the line. Thank you Phil Forbes, you are incredible.”

– Joshua P.